Page 48 of 124

Eleven killed in train crash in northern Victoria, Australia

Tuesday, June 5, 2007File:Swan Hill3.jpg

Eleven people have been killed, and more than 20 injured, when a V/Line passenger train and a semi trailer collided at a level crossing on the Murray Valley Highway in northern Victoria, Australia. At least 13 more are still missing and are believed to be trapped in the wreckage.

The collision, which occurred at 1:40 p.m. local time, was approximately 10 km north of the town of Kerang, on the Swan Hill railway line.

The train involved in the accident was a service from Swan Hill, which departed at 1:00 p.m. from Swan Hill railway station, and was destined for Melbourne. The train was comprised of a locomotive and three carriages.

Witness reports say that the semi-trailer collided into the second of the three carriages, and then detached the third carriage from the remainder of the train and causing it to derail. The whole side of the second carriage was ripped open from the direct impact of the semi-trailer.

The injured have been transferred from the scene to hospitals in the area, including Kerang and Mildura, by ambulance. Helicopters and light aircraft have been used to transfer patients to Melbourne, as local hospitals struggle with the sudden influx of patients. The driver of the semi-trailer has been moved to the hospital in Mildura in “critical condition”, according to police at the scene.

The train had 39 people on board the 1:00 p.m. service, according to train documents. This included three staff employed by the train operator V/Line, who have all been accounted for and are not injured. Of the 36 passengers on the train, it has been reported that 23 have suffered injuries.

Reports say six people were airlifted to Melbourne for treatment, however one has since died. The remaining 17 have been moved to regional hospitals, including the temporary relief centre in Kerang, according to a Rural Ambulance Service spokesperson.

Although there are still 13 people unaccounted for, police say it is possible that some had bought tickets and were therefore listed on the train manifest, but did not end up catching the service.

Premier of Victoria Steve Bracks is expected to fly to the crash scene this evening. He has ordered a full investigation into the incident. Federal Minister for Transport Mark Vaile has offered Federal government assistance from the Australian Transport Safety Bureau to help with the investigation. The Prime Minister John Howard has offered the Victorian government any additional aid that is requires in the aftermath of this incident.

Train operator V/Line have set up an emergency hotline to assist relatives and friends of those on the train receive information. The number is 1800 800 120.

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How Much Does The Hidden Brokerage Costs And Fees Cost The Average Investor?

By Joe R. Maldonado

Most investors know to check the expense ratio when looking for a mutual fund, but most are unaware of the hidden cost and fees that eventually eat away any profit gained by trading. How much does the hidden brokerage costs and fees cost the average investor? In the US mutual funds pay 1.31% on average of the total of all assets each year to the fund manager and other operating costs. The problem becomes the unreported costs that are a part of the trading process. These cost are not in the advertisements and can easily make a bargain price go up two to three times what was originally stated.

The complexity of these trading cost is the main reason cited for not reporting them. it seems that a lot of mutual fund companies are in disagreement about how to actually calculate these cost and therefore each mutual funds brokerage costs and fees are very different. This is an aspect of the mutual fund trading process that none of the companies are to keen on going public with.

This is considered a trade secret and most fund managers are of a mind the less the investors know about this the better for them. the trade commission looks into the high brokerage cost and fees every year or two but they still have made little headway in getting anything done about the problem.

If the so-called ‘experts’ cannot agree on what is what how does the simple lay man ever expect to understand the inner workings of the mutual fund trading market. Expenses are the most important things an investor can look at to gage the performance of a mutual fund. If the fund has a very high percentage of mutual fund brokerage cost and fees the overall impact is a negative for an investor.

[youtube]http://www.youtube.com/watch?v=Q_7EKr5a82k[/youtube]

What are these mysterious brokerage cost and fees?

1.

Brokerage commission

2.

Bid-ask spreads

3.

Opportunity costs

4.

Market impact costs

These are four things that are never even discussed with you by any mutual fund manager. And these are where the mutual fund will loose its value for you, the investor. The fund manager gets paid his commission off the top. If you make a profit is not a real issue for them since it doesn’t affect his/her purse strings.

The problem is the SEC doesn’t make commission reporting as a part of the mutual fund expense a priority. This means they are not required by law to disclose this information. Commissions make up less than half of the total costs but it is an important cost. The other three components aren’t discussed because they are even harder to explain. they are consider a part of the price of doing business.

If this makes you as an investor uneasy you can continue to educate yourself on the four components you now know are a part of the hidden brokerage cost and fees so you will be better able to calculate the worth of a potential mutual fund investment.

About the Author: Next, find out more about

mutual fund brokerage costs and fees

in the best specialized website available on such delicate topic.

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Controversy over effects of new bankruptcy law on victims of Katrina

Sunday, September 25, 2005

Hurricane Katrina has rekindled debate over the controversial Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, in the U.S. House of Represenatives. Congressional Democrats feel that among the hundreds of thousands of victims of Katrina, many of whom have lost all their possessions and are coping with relocation, those that declare bankruptcy should be granted the protections of the previous law. 32 Democrats have sponsored a proposal that would delay implementing certain parts of the law to “insure that we do not compound a natural disaster with a man made financial disaster.”

The new bankruptcy law affects anyone whose income (as of the six months before filing) was over the state median income. Democratic legislators point out that many hurricane victims who manage to find work will be suffering from wage reductions, making them unable to effectively deal with their previous debts. Among U.S. states, Louisana and Mississippi have the fourth and third lowest median incomes, respectively. Democrats also feel that it is unfair to require repayment by bankrupted Hurricane Katrina victims while citizens in other states with similar incomes would pay nothing.

F. James Sensenbrenner, Republican from Wisconsin and chairman of the House Judiciary Committee, has denied a hearing on creating an exception in the law for the purposes of Katrina relief. He noted that “If someone in Katrina is down and out, and has no possibility of being able to repay 40 percent or more of their debts, then the new bankruptcy law doesn’t apply.”

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 has been heavily criticized by consumer rights’ organizations. The Consumer Federation of America argues that “[the] new requirements, coupled with strict deadlines for production upon the penalty of an automatic dismissal are difficult for the most organized person to meet, never mind someone who has had his or her home destroyed by Katrina.”

Opponents of the bill also argued that it makes the government “a bill collector for private companies”, and could lead to criminal prosecutions over matters best left in civil courts, and theoretically even to life imprisonment under federal three-strikes laws. Such opponents view the bulk of the act either as “bought and paid for” by the Credit Card Industry, who spent millions lobbying in support of the bill, or else as an unfortunate compromise between the lobbyists for banks and bankruptcy lawyers, such as the American Bankruptcy Institute (ABI). Nathalie Martin, of ABI, said that “Many people will still qualify to file for Chapter 7,” which means liquidation of assets in exchange for cancellation of debt.

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How To Tell If A Guy Has A Crush On You?

Well, here we are again, it’s Mike again, and I’m here to help you out on one thing only how to know if a guy has a crush on you? Well It’s not that complicated, talking about if a guy likes you or may consider dating you is a more general thing, but if you want to know if a guy really has a crush on you – read on, it’s not too hard.

• always finds reasons to talk to you and be around you – This is what I used to do back in High School… Everytime I had the opportunity, I went to this girls classroom and asked her for stupid things, the most idiotic and blatant things, just so I could hang around her and talk to her. I wanted to be around her.. So I always found an excuse to do exactly that

• helping you with almost anything – This is what guys do when they have a crush on you – they want to help you with anything, just to kind of receive “extra points” in your eyes. If you ever said something like “Oh I’m having a hard time with x… It’ so hard” and he goes like “HEY I CAN HELP I KNOW I KNOOW” They look for the stupidest opportunity to show value by offering help or actually helping you – carrying stuff for you etc.

[youtube]http://www.youtube.com/watch?v=NNljYmY_XTc[/youtube]

• leaving his friends for you – Well in a school environment, if he is used to hanging around with his buddies in kind of packs, if he breaks away from the pack to talk to you – be sure that he likes you, he wouldn’t do that for any other girl.

• showing off – Try to catch this. I cannot really think of examples, but they will try to impress you by doing some “heroic” stuff – helping an old lady maybe, or getting rid of an annoying kid. Then after they DO that, they will fake modesty and be like “Well… That was really nothing… Business as usual…”

• grabing a seat next to you – Oh yes. They will do this Either next to you or just close to you, but they will try to make it look unintentional. Don’t be naive, he likes you

• touching, hugging – Guys simply biologically want to be in contact with the women they like – so they will try from time to time to get closer to you, to go a step closer. If you notice that last time you just shook hands, and now you are kissing on the cheeks when greeting, and next time, hugging… I think that’s a great sign

That’s all for now girls, but stay tuned ’cause there will be more content comming, I’m gonna cover everything – how to tell if your best friend likes you for example.

Thanks for your time,Mike

Article Source: sooperarticles.com/relationship-articles/advice-for-women-articles/how-tell-if-guy-has-crush-you-415330.html

About Author:

If you want to learn more on how to know if a guy likes you, you can find more tips at my place by clicking here.Author: Mike Malkovic

Warner Music sees large growth digital music revenue

Wednesday, February 15, 2006

Warner Music Group first quarter earnings rose sharply mostly from growth in digital music sales offsetting falling CD sales. Warner Music sells digital music to several online services including Apple’s iTunes at wholesale. The company’s first-quarter revenue from digital music sales doubled to US$69 million, accounting for 7% of overall revenue. Madonna, Green Day, and James Blunt are signed to subsidiary labels of Warner.

Warner Music has undergone restructuring after being sold in 2004 by former parent company Time Warner. Cutting costs, exploiting current assets, and digital music has been the company’s focus since going public in May.

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‘Earned It’ earns The Weeknd his first Grammy

Wednesday, February 17, 2016

On Monday, at the 58th Grammy Awards ceremony, Canadian singer The Weeknd won his first Grammy Award, Best R&B Performance, for his song Earned It, which was also featured on the soundtrack of the 2015 Fifty Shades of Grey movie based on E.L. James’s erotic novel Fifty Shades of Grey.

The Weeknd also won the Grammy Award for Best Urban Contemporary Album for his second studio album Beauty Behind the Madness. Abel Tesfaye — The Weeknd — had seven nominations in total including Record of the Year for his song Can’t Feel My Face and Album of the Year.

The YouTube video of the song received more than 179 million views and more than 1.1 million likes.The Weeknd was also nominated for Grammy Award for Best Pop Solo Performance, but British singer Ed Sheeran won the golden gramophone for his song Thinking Out Loud.

Last year, Beyoncé won the Award for Best R&B Song for Drunk in Love featuring her husband Jay-Z.This awards ceremony marked the first Grammy wins for The Weeknd, Justin Bieber and Ed Sheeran.

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A Gift Defines You

Gift is a person who can make you or break you. Whey I say that, because your gift show your personality, your attitude, and your passion. So choosing a gift is a task. If you are giving a gift to someone in your family, such as your son, daughter, mother, father, is not like your lover or your friends. Family members are the easiest to give a gift to.

There are many occasions in your life time. Happy or sad occasion you have to find the right gift to give. Happy occasions such as birthdays, graduations, anniversaries, marriage, new born, that you celebrate. We all know what sad occasions are. Finding the right and appropriate gift is very important.

Son and Daughter Gift:

When you have an occasion coming for your son or daughter such as birthday, graduation, marriage, new born, you are at ease. Because you can choose anything for your family member, or just ask him or her what hey want for their gift. This is an easy task. Buy a unique gift to show your love is an excellent idea. You can give your family member a watch, box of chocolate, flowers, jewelry such as gold or silver, clothing, children toys the list get bigger and bigger. You would not have problem to give an occasional gift for your family member.

Friendship Gift:

When you want to give a friend a present, you need to give it some thoughts. The gift you are giving can really define your relashion ship. Do not give cologne or jewelry. Cologne gives the impression that person has an odor; of course you did not mean that. Jewelry represent love, care for that person. Jewelry is an expensive taste and that you do not give to a friend, or co worker. Sometimes you can ask that person what do you like for your birthday or whatever the occasion is. A good idea for a gift is something for the home, or piece of clothing such as sweater uniform, a box of candy, another one a gift to put in his or her car. Be aware when you give a present to a lady. The present can give different impression, so choose wisely.

Lover, Sweetheart Gift:

Giving a gift to some one you love is also easy, because you can ask them what they need, and if they told you get anything this is the trouble. In this case do not exaggerate not be extravagant. A nice unique gift or jewelry or box of candy (chocolate), flowers is great gift idea. Do not spend more than you can afford.

Sick Family or Friend Gift:

In this case you always have to present something to show your concern and to get well soon. My suggestion is fruit basket, healthy meals are more appropriate for the occasion.

Death gift:

In these situations you will give flowers and sympathy card.

Montserrat refugees to be deported from U.S.

Sunday, February 27, 2005A last gasp effort is underway to prevent the deportation of Montserratian refugees from New York City, U.S.A., to the disaster-stricken volcanic island they fled ten years ago.

Representative Major Owens (D, NY), of Brooklyn, is hoping the outpouring of support for victims of the Asian tsunami will save the refugees from returning to an island with an active volcano that is at constant risk of a further catastrophe.

Until last year, the Department of Homeland Security had allowed the families to stay in the United States under a special designation called “Temporary Protected Status”. But in July, secretary of homeland security, Tom Ridge, withdrew the status—not because it was safe to return to Montserrat, but because the volcano would remain active for decades to come and therefore was no longer a “temporary” danger. On February 27, the city’s estimated 100 Montserratians and their families will be forced to leave or risk deportation. A further 200 families, many of them living in Boston, are also under threat.

Earlier efforts to win a reprieve for the Montserratians were blocked by anti-immigrant forces in the House of Representatives, led by congressman Tom Tancredo, of Colorado, Rep. Owens said. But he added that a new bill, which he introduced at the end of last month, might be more popular in the wake of the Asian disaster.

“We hope that the approaching emergency situation plus the drama of the tsunami will help change some of the attitudes about this,” Rep. Owens said. “And some of the people who opposed this legislation on the basis that they opposed immigration, will see that it is not about immigration but about coming to the relief of people who have been victims of a natural disaster.”

Meanwhile, New York’s tiny Montserratian community must wait and hope. For those not fortunate enough to have married a US citizen or to have found an employer willing to sponsor them, the coming weeks are crucial.

Pearl Ryner, 40, a refugee who works as a medical technician at the King’s County Hospital in Brooklyn, said she refused to get married just so that she can stay in the United States. But she is a single mother with four children and she does not want to uproot her family and start over again.

“I worry. I cry. I am still hoping,” Ms. Ryner said. “What do I do? Where do I begin? How do I pick four kids up and take them away? If I buy a plane ticket, where do I go? These are questions that I do not have an answer for.”

The Department of Homeland Security has suggested that because Montserrat is a British overseas territory, Montserratians should go to the UK. But the refugees say they have no relatives or friends they can stay with in the UK, and that they have made homes and started careers and lives in the United States.

If the refugees are deported to Montserrat it will be to a 35 square-mile island, two-thirds of which is buried beneath volcanic rubble and ash. The capital, Plymouth, in the south east of the island has been abandoned, and there is a housing and employment shortage.

The Soufriere Hills Volcano erupted in 1995, but the British Foreign Office website warns that the volcano remains active. Heavy rain can cause mud-flows, and people suffering from breathing problems risk airborne dust and volcanic ash. The collapse of a lava dome in 2001 spewed clouds of ash that affected Puerto Rico, a self-governing territory of the United States, 200 miles away.

Moreover continued volcanic activity is triggering landslides that have caused two tsunamis in Montserrat during the past ten years. The first, on December 26, 1997, created a wave three meters tall, which rolled northwards along the coast. The second, in July 2003, measured about four meters and traveled to Guadeloupe 30 miles away.

Sherry Coriette, 28, who works for a major retail company in New York, said that she still has not decided what to do. “I have a good job, I pay my bills,” Ms. Coriette said. “Eight years ago I left with nothing and now I am having to face starting all over again.”

Matthew Dunn, chairman of the New York Chapter of the American Immigration Lawyers Association, said that as long as there was a potential for danger, the United Sates should offer the people of Montserrat a safe haven.

“I would argue that is what our country is all about: helping and protecting people,” Mr. Dunn said. “But the biggest shame in all of this is that because there is so few of them, they do not have a big enough voice.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Montserrat_refugees_to_be_deported_from_U.S.&oldid=4673801”

Malaysian government warns citizens about Uncyclopedia

This article mentions the Wikimedia Foundation, one of its projects, or people related to it. Wikinews is a project of the Wikimedia Foundation.

Tuesday, January 15, 2008

Satire site Uncyclopedia, a parody of online encyclopedia Wikipedia, has been labeled by the Malaysian government as dangerous. The Internal Security Department of Malaysia issued the warning today, saying that the site has “messages and information insulting Malaysia”.

The warning notes the creation date of the website as being 5 January 2005, and hosted by Wikia, Inc., both of which are correct. However, it claims Wikia owns Wikipedia; Wikipedia is a charitable non-profit website owned by the non-profit Wikimedia Foundation, while Wikia is an independent, for-profit company.

The report evidently mentions that Uncyclopedia covers Malaysian “history, culture, the political leaders, the government, the national song and the name / history of the national flag,” none of which is “correct”. They accuse the website of helping to reinforce a bad international image of their country.

There are no reports of the site being blocked from access within the country, only this statement, which urges Malaysians not to circulate the content.

Uncyclopedia’s article on Malaysia begins:

Essentially the penis of Asia which is located to the north of their cousins who live on an even smaller island Singapore, Malaysia (also known as Bolehland) is a young nation of diverse cultures and races such as F1 Formula-1 and Nascar. The timezone of Malaysia is unique because it follows the system of +1/+2 PMT (Predetermined Meeting Time) which is 1 or 2 hours later than PMT. Most foreigners have difficulty adjusting to this new timezone as they tend to show up 1 or 2 hours earlier than the local counterparts. The nation is moving forward with a vision towards becoming a developed nation by the year 2020, 3030, 4040 or whatever catchy number.

…Another common state that Malaysians have is denial (no lah, where got?), which incidentally, is a river in Egypt.

The site has fired back with a parody article posted at the site under their UnNews section, titled Uncyclopedia Internal Security Department warns on Malaysia. The article suggests that the “Internal Security Department of the Uncyclomedia Foundation,” which is a facetious and fictitious parent organization of Uncyclopedia, identifies Malaysia “as a dangerous country… It warned its people not to use the country today.”

There are forty-seven individual language editions of Uncyclopedia, including Tolololpedia, which is written in Bahasa Melayu, the Malay language. This is in addition to fictional “language” editions which include Oscar Wilde, Newspeak, N00b, White Supremacist, and Re: PharmaccgRy.

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Checkout The Joyous Nature At The Waterfalls Of Kerala}

Submitted by: Sophia Peterson

Kerala is blessed with the bounties of nature. Besides the lush greenery, crystalline backwaters and the aroma of spices, the state is known for its beautiful cascades. Let the cold waters of the silver springs wash away your stress this vacation.

Athirappilly Waterfalls (82 ft.; June-January)

As you approach the Sholayar Forests, the gurgling sound of water lets you know that you are near the largest waterfall of Kerala, the Athirappilly Waterfalls. While the beauty of the falls is awe inspiring, the surrounding flora and fauna is another major attraction. It is the only place of the Western Ghats where you can find the endangered species of hornbills.

How to Reach

The Cochin International Airport is located at 40 km from the place. The nearest railway station is at Chalakudy, almost 30 km away. There is regular bus service from Cochin, Coimbatore and Munnar.

Things to Know

The waterfalls can be visited from 8.00 am to 6.00 pm. The ticket counter is open till 5.00 pm. There is an entry fee of Rs15 to the place. The Athirappilly Waterfalls is at its best during the monsoons (June- September). Visitors can also enjoy river rafting, jungle safari, camping, bird watching and trekking at the terrains.

Soochipara Falls (656 ft.; September-February)

As the white waters break through the rocks from a height of 300 feet to 100 feet, the Soochipara Falls turns you speechless. The green envelope of deciduous and evergreen forests sooths your heart and soul, while the adventure sports of trekking and swimming is a gift to the thrill lovers.

[youtube]http://www.youtube.com/watch?v=nS3W9YOuh5A[/youtube]

How to Reach:-

The Calicut International Airport lies at 102 km and the nearest railway station is at 92 km from the place, the Kozhikode Railway Station. Tourists can hire direct cabs to the waterfalls from Calicut and Sultan Bathery. The waterfalls are a 2 km walk from the parking zone.

Things to Know:-

The visiting hours are from 8.00 am to 5.00 pm. There is an entry fee of Rs80 per individual and Rs40 extra for the camera. Plastic is strictly prohibited in the region and someone carrying a plastic bottle needs to get it tagged and pay an amount of Rs50; this amount is refunded on return. Though monsoon is good to check out the real beauty of the waterfalls, there are multiple leeches round the place at this time. The Chembra Park, Wayanad Wildlife Sanctuary and the ancient caves of Edakkal are the nearby attractions.

Palaruvi Falls (300 ft., June-January)

This is one of the coolest waterfalls of Kerala, with its water softly flowing down the hills. The waters of Palaruvi Falls are also known to have medicinal properties for curing skin diseases and hence you will find lot of people bathing in the chilled waters of the pond formed by this waterfall. Tourists can also choose to stay near the spring at the PWD and KTDC bungalows. The blue hills and sprawling greenery encircling the waterfall creates a magnificent environment. Get close to nature with natural walks through the forest or crossing the small streams.

How to Reach:-

The nearest airport to the place is the Trivandrum International Airport, which is around 72 km from the Kollam city. The nearest railway station is Kollam, 75 km from the waterfalls. Tourists can also hire cabs to reach the spot.

Things to Know:-

The waterfalls can be visited from 8.00 am to 6.00 pm. The entry fee is Rs10 for children between 5- 13 years and it is Rs25 above that. There is additional charge for parking cars. On the same trip you can also visit the Thenmala Dam, Ashtamundi Lake, Paravur Lake and Kollam.

Meenmutty Falls (985 ft.; October-May)

This waterfall of Kerala exhibits the whim of nature, as the water dances down the cliffs in three steps. The volume of water rushing down the hills is huge and it is advised not to get too close to the falls at this time. The scenery is charming after the monsoons, with a composed flow of water and pleasant atmosphere. The place is a photographers paradise being an ideal sunrise and sunset point.

How to Reach:-

The Calicut International Airport is closest to the spot, around 110 km. The Kozhikode railway station is the nearest, 97 km from the place. It is a 2 km to 3 km distance for the trekkers.

Things to Know:-

The visiting hours are from 8.00 am to 5.30 pm; tickets are available from 7.30 am to 4.30 pm. The passes are available only after permission from the local authorities and cost Rs 30 for Indians and Rs 60 for foreigners. Plastics and alcohol are prohibited. The nearest tourist attractions include Banasura Sagar Dam, Muthanga Sanctuary, Kalpetta and Pookode Lake.

Thommankuthu Waterfalls (300 ft., June-November)

Another unique creation of nature, the Thommankuthu Waterfalls come down in seven steps. It is an activity packed day for tourists visiting this waterfalls of Kerala. The Thommankuthu Waterfalls is an eco tourism destination of the state. Unravel the mysteries of nature trekking through the dense forests and exploring the caves of the region or relax over the dew drenched grass or at the wooden huts, watching colourful birds or fishing at the clean stream waters.

How to Reach:-

The closest airport to the site is at 52 km, the Cochin International Airport. The Aluva is the nearest railway station at 65 km.

Things to Know:-

Be here from 10.00 am to 6.00 pm. The entry fee is Rs10 for kids and Rs20 for adults. Besides numerous springs, the place is also near to the Munnar tea plantations, lying at 67 km.

Celebrate the joy of life this holiday with the splashes of fresh water of the waterfalls of Kerala.

For more info:- http://www.southindiahighlights.com/kerala-tours/

About the Author: Sophia Perterson is a blogger and writes about travel. She loves to explore new places. Kerala is a beautiful and popular destination of India, located in India’s deep southern part. Kerala has become a prominent tourist destination of India as it provides panoramic beauty to its visitors. For more info:

southindiahighlights.com/

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