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Canada, U.S. to tighten security between ‘cross-border’ library

Sunday, May 27, 2007

The Royal Canadian Mounted Police (RCMP), the United States Border Patrol and local officials from both sides are looking into tightening security at a Quebec library. The library has been deliberately on the border of Canada and the U.S. since it was built in 1904 by American sawmill owner Carlos Haskell and Canadian wife Martha Stewart Haskell for availability to both countries.

At Haskell Free Library and Opera House, in Rock Island, Quebec, a black line diagonally runs across the center of the library to mark the international border. Ironically the line puts the seats in the U.S. and the opera stage in Canada.

Both towns share the same water supply, sewer systems and emergency crews thus they cross the border without going against the law. In total, there are three streets that cross the border and there are cameras on both sides to monitor illegal activity, but that doesn’t tighten border security enough officials say.

“There’s been an increase in illegal activity, both north and south, in the last little while,” said operations officer for the Border Patrol’s Swanton sector, Mark Henry.”There have been some significant cases. This all fits in to the larger picture of the Border Patrol strategy to gain operational control of our borders.”

“I don’t think they’re aiming at people who go pick up groceries and come back. It’s people that want to use this in a bad way,” says Cpl. Luc Bessette, a spokesman for the RCMP.

To enter the U.S. at Haskell Free Library and Opera House, in Rock Island, Quebec, all one needs is directions to go to Stanstead, Quebec, directions to the local library and walk through the doors; they have illegally entered Derby Line, Vermont, U.S. If one walks across from Stanstead St. to Derby Line they will be at the checkout in the U.S., go to the library from Derby Line to Stanstead St. and they have officially entered back into Canada. The international border also is on Canusa St., a residential street in Stanstead, Quebec and Beebe Plain, Vermont.

If someone wants to see their neighbour across the street, they would be re-entering the U.S. Anyone who comes from Stanstead St. to Derby Line, to visit their neighbour, must report to Customs or they could be sent to jail for illegally entering. However, residents do not need to notify Customs if they cross the border inside buildings.

Currently, the front door is in Vermont and if Quebecers couldn’t enter the front they would have to go through the back way. If Americans wanted to park in the parking lot they couldn’t because it is legally in Canada.

A meeting will take place this 19 June at 7 p.m. local time asking whether residents want to prevent people from crossing the border regularly or, in some cases, illegal crossings. During a meeting last Thursday in Stanstead, Quebec, local officials from both countries (towns) said border walls and fences will not be put up due to local residents’ concerns. They say there are other alternatives.

There is also a movement to separate Vermont from the U.S. or to make it the 11th province of Canada, with three territories. The website “Vermont Canada” says the state should join Canada due to its remaining liberal policies as opposed to the U.S.

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Priests jailed for $8.6 million theft

Wednesday, March 25, 2009

Two Roman Catholic Church priests in the United States, were sentenced to prison for theft. They were convicted of stealing over US$8 million from St. Vincent Ferrer Catholic Church in Delray Beach, Florida.

Retired Monsignor John A. Skehan and Reverend Francis B. Guinan were accused in 2006 of misappropriation of funds from the church collection plates and church bequests.

Judge Jeffrey Colbath handed down the sentence on Skehan who received 14 months in prison followed by seven years on probation. He plead guilty in January 2009 to grand theft of over $100,000. The defense, prosecutors and Diocese of Palm Beach had requested probation for Skehan, who is 81 years old. Skehan has paid back $750,000.

“The court finds the defendant is not merely sorry because he got caught, but is truly shameful, embarrassed and remorseful,” Judge Jeffrey Colbath said. “The crime of the defendant was pure greed unmasked. There was not a shred of moral necessity to excuse the defendant’s crime.”

Circuit Judge Krista Marx sentenced Guinan who received four years in prison and was found guilty of theft of just under $100,000.

“No matter how many good works you have performed in your many years as a priest, your legacy will always be one of thievery and deceit,” Judge Krista Marx said.Skehan had invested in a Co. Clare cottage, a Co. Kilkeeny pub, and two penthouse condominiums. As well as real estate he had purchased a collection of gold coins worth around $300,000. Both priests had embarked on gambling holidays and real estate ventures.

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What The Difference Between Commercial Contracts And Leases Vs. Residential?

Commercial Property Contracts and Leases

Contracts written on commercial property differ slightly from those for residential properties:

Commercial Property Contract Differences

A residential contract is not appropriate to use for commercial purposes, because there are certain things that commercial buyers and sellers want to do that the standard residential contracts may not include, such as:

• Delayed deposit

• Particular documents from Seller • Extended inspection periods • Specific representatives and warranties • Closing commercial considerations • Brokerage fees

Tip: Always use a special commercial contract that provides for these major differences.

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Delayed Deposit

In a residential contract, the deposit check is customarily attached as a gesture of good faith and to demonstrate the ability to complete the deal. Apparently, commercial sellers aren’t nearly as influenced by this custom. In commercial agreements, the deposit is usually received within two or three days after signing the contract. This gives everyone a chance to sign, so you don’t have several deposit checks floating in and out of escrow accounts all over the county.

Almost all commercial real estate investors use delayed deposits. If you are making an offer on a property, you write the contract and prepare the offer. Where the contract says Deposit, you enter whatever amount your deposit is going to be and say that it will be posted with the seller’s nominee.

The deposit is usually sent within three business days of all parties signing; in case contract negotiations take two or three weeks. Commercial sellers consider this standard operating procedure. However, there may be an occasional commercial business proposition, resulting in a signed contract with no money deposited.

Documents from Seller

As part of the commercial property contract or lease agreement, the seller must submit certain documents to you within a specified time, after the contract is executed, such as:

• Engineering plans, drawings, surveys, and artist’s renderings

• Economic and financial studies relating to the property

In the event that you do not purchase the property for any reason other than Seller’s default, you must return all information to the Seller, together with any information that you may have compiled with respect to the property.

Inspection Period

Your commercial property contract should also state that you have an inspection period-a free look. This period is to allow you to conduct different types of inspections and pursue any lines of inquiry for the next 60, 90, or even 120 days-whatever it will take to get the job done. During that period, whatever deposit you submitted is not at risk. The inspection period starts when the Seller delivers the documents you requested. That way, your due diligence clock doesn’t start immediately, which gives you sufficient time to address important issues, like environmental factors.

This period is extendable, so always ask for extensions. You are determining the usability of the property and may decide not to buy it. Therefore, you must be able to give notice of termination of this agreement at any time prior to the expiration of the inspection period or any extensions. If you decide to terminate the agreement, all deposits must be returned to you.

You may extend this inspection period for up to three 30-day periods without asking for the Seller’s permission. However, you must give the Seller advanced written notice before the end of the inspection period, together with an additional deposit.

Stay tuned for more, as we will follow up with part 2 of Commercial Contracts and Leases in an upcoming article.

One Deal to Financial Freedom? Gary Tharp invites you to get access to ask the real estate experts who are mentors to millionaires today! Attend the next free commercial real estate webinar with some of the nation’s leading real estate experts: commercial real estate buying group.

Article Source: sooperarticles.com/real-estate-articles/what-difference-between-commercial-contracts-leases-vs-residential-546084.html

About Author:

Gary began his real estate career in Honolulu in 1966, selling land and homes as head of one of Hawaii’s largest brokerages, and has now sold and leased real estate in Idaho, Virginia, Puerto Rico and Florida. For the last 30+ years Mr. Tharp has been one of the leading commercial investment real estate brokers in Orlando, Florida and a nationally known mentor. Gary is widely regarded in commercial real estate, having developed tools and systems of commercial property evaluation that have become industry standards used by professionals nationwide. He is in demand by lawyers seeking expert witnesses in real estate cases. With development experience ranging from office buildings to industrial parks, Gary is Florida Partner for the Lynxs Group, national developer of air cargo facilities, Fellow of the faculty of the CCIM Institute, and Board of Advisors with HIS Real Estate Network, commercial real estate buying group.Author: Gary Tharp

Athletes prepare for 2012 Summer Paralympics at the Paralympic Fitness Centre

Monday, August 27, 2012

London, England — As Paralympians ready for the Games which are set to open later this week, they have access to a world class fitness center inside the Paralympic Village which is designed to maximise their pre-Game preparations.

According to volunteers staffing the center, instead of being a single large room, as in Beijing, the building has numerous rooms. It, along with the adjacent Village Services Centre, is designed to be converted into a school after the games conclude. Rooms have been structured as a gym, an auditorium, and science laboratories.

Gym equipment is supplied by Technogym, an Italian firm that has supplied gym equipment for the Olympics since 2000. Equipment has been provided not just for for the Fitness Centre, but for gyms at all the Olympic venues. The newest equipment is oriented toward maximum flexibility, allowing athletes to exercise the particular muscles that they most require for their sport.

In addition to the equipment, the Fitness Centre also provides instructors trained in the use of the equipment, the likes of which athletes from many countries have never seen before. There are also a number of instructors available to provide motivational training.

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Ex-ambassador comes fifth in election in UK Foreign Secretary’s seat whilst trying to highlight alleged torture in Uzbekistan

Monday, May 9, 2005

In the recent UK general election, Craig Murray stood as candidate against Jack Straw in the Blackburn constituency. Murray was attempting to bring about public debate and public knowledge of Straw’s alleged complicity in Uzbek CIA torture. Straw retained his seat with 17,562 votes (42%), while Murray came fifth with 2,082 votes (5%).

Craig Murray was British Ambassador to Uzbekistan in 2002 and 2003. A career diplomat, Murray had a good record of success behind him, but was withdrawn from Uzbekistan after he publicly decried the widespread use of torture in that country. He was quoted in the Financial Times as claiming the MI6 used intelligence gained by the Uzbek authorities by torture.

The Foreign and Commonwealth Office (FCO) stated at the time that “It’s now felt it’s no longer possible Mr. Murray can do his job effectively so he’s been withdrawn.” Mr. Murray was receiving medical treatment at the time for on-going ill health, including a near-fatal pulmonary embolism. He had previously been flown to London after collapsing during a medical check in Uzbekistan.

Craig Murray’s campaign website says, “A vote for Jack Straw is a vote for torture. Jack Straw expressly agreed that MI6 should use intelligence material obtained under torture, in tyrannical regimes like Uzbekistan.”

Two months before the UK election Channel Four premiered the program “Torture:The Dirty Business” which showed that the Uzbekistan government routinely uses torture to interrogate prisoners. It showed that CIA had sent prisoners to that country to be tortured in a procedure known as rendition.

The program alleged that UK’s MI5 received information obtained by torture. The FCO released a statement to the program claiming that they would never do anything to encourage torture, but that it would be “irresponsible” to rule out the use of any information received from a foreign government if such information could help protect British citizens. In the same program Craig Murray stated that after he raised objections to the use of information extracted under torture, his superiors informed him that Jack Straw had personally authorised the policy.

According to the program, confessions from tortured prisoners that suggested a link between Iraq and Al Qaeda could have contributed towards the case built by the government for going to war in Iraq. Information extracted under torture is known to be unreliable because prisoners can be coerced to say anything.

Craig Murray’s Blackburn campaign received widespread media attention around the world, although coverage was more limited in the UK (see below for links to some articles covering the Craig Murray campaign).

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The Glue Down Method Of Installing Hardwood Flooring

By Niv Orlian

The glue down method of laying hardwood floors is one of the original methods of installing hardwood flooring. If you want to learn the basics of how to install hardwood flooring using the glue down method, you’ve come to the right place.

Among do it yourself hardwood floors, those done with the glue down method can be the most stable and enduring. When you are installing hardwood flooring using the glue down method, you can rest assured that you are using a technique that has been time-tested.

– Tools Needed When Installing Hardwood Flooring

Square Notched Trowel – This trowel should have one quarter inch sides for the application of the glue.

Broom and Dust Pan – You’ll want to constantly be cleaning up any saw dust that could get stuck under your floor panels or get stuck in your connecting joints. The last thing you need is a lumpy hardwood floor when you’re done installing hardwood flooring.

Carpenter’s Crayon – This is what you use to mark where you’ll make your cuts on your panels. You’ll also use this to mark up the surface where you’ll be laying your panels. You’ll want to keep this handy at all times because it is particularly important with the glue down method that everything be done very precisely.

Circular Saw – You’ll use your circular saw to cut up panels as necessary. Additionally, you’ll use your circular saw to score your substrate sheets every eight inches. This is important for the prevention of curling panels.

Glue – Many hardwood panel kits come with their own glue. If you need to buy glue for your hardwood panels, I highly recommend Bostik’s Best Adhesive.

Lace Nails – You’ll use these nails when connecting the panels to walls and wall strips.

Plywood Substrate Sheets – These are placed on top of the concrete and go underneath your hardwood floor.

Soft Cloths – You’ll need these to clean up excess glue throughout the process of installing hardwood flooring. If the glue is allowed to set, it’ll take extra measure to remove it. In some cases, it requires special chemicals and glue to remove glue once it has set. You’ll also need your soft cloths to clean up after you’ve installed your hardwood floors.

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Rubber Gloves – It’s much better to glue the fingers of your gloves together than your own fingers together! Besides, many people don’t like having dried glue on their hands for weeks after they finish installing hardwood flooring.

– Final Preparation for Installing Hardwood Flooring

When using the glue down method for installing hardwood flooring, it is absolutely essential that the surface where you will be placing your flooring panels is properly prepared.

You’ll be attaching your flooring panels to this surface, so the floor must be smooth, dry, and as clean as possible to give your hardwood floor a solid support base. Be particularly careful to clean up anything that looks like it may be grease or oil, as your glue may not properly bond.

It’s also very important that your sub floor be completely level and flat. If you notice any unevenness, get some patching cement from the hardware store to even the sub floor.

You also need to choose between one of the two methods of laying hardwood panels down with the glue down method. Your choices for installing hardwood flooring are the Walk On method or the Wet Lay method.

If you choose the Wet Lay method for installing hardwood flooring, you’ll be putting glue across the substrate followed by placing the hardwood panel on top of the glue. After the glue starts to become tacky, you proceed to the next panel.

However, sometimes it is recommended for first time installers using the glue down method to place the next panels before the glue becomes tacky so that you can adjust your panels a few minutes later if they are not lined up properly.

The Walk On method of installing hardwood flooring requires precise panel laying. This process of installing hardwood flooring waits until the glue is very tacky and then lays the panel in the glue. This keeps you from getting glue smudges all over your panels as you go.

Experienced hardwood installers typically use the Walk On method because of the better finished results it can provide. Since you are reading instructions about how to install hardwood floors, we’ll assume you’re using the Wet Lay method.

– Instructions for Installing Hardwood Flooring

1. Place your substrate sheets, stretched across the foundation. Make sure that the surface is level, clean, and free of debris.

2. Get your glue warm. It should be slightly above room temperature or it will be very difficult to work with. If it’s below room temperature, you’ll find it impossible to work with your glue.

3. Use your square notched trowel to put glue in the starting corner of the room. Put enough to securely fasten the board, but ration your glue so that it’ll be able to complete the entire hardwood flooring process.

If you had any doubt about whether you have enough glue, it would have been a good idea to buy more before you started gluing. You’ll typically find that it takes an extra day to do the flooring when you run out of glue before you’ve finished.

4. Try to place your first wood panel straight down on the glue, secured into the corner. Since you are working with wet glue, place the panel as best you can at first so that you’ll not be smearing the glue around as you adjust the panel’s placement. If you had used the Walk On method, you wouldn’t be able to move the panel at all only a few seconds after placement.

5. You can continue on as in the above steps with adding more panels until you reach the last panel, which shouldn’t completely fit. Use your crayon to mark where to cut the board and your saw to make the cut.

6. Get your first row wedged in really tight so that it will provide a solid basis for your entire floor.

7. Before any of the glue dries, use a soft cloth to clean up any glue that may be sitting on the surface of your first row. The longer you wait to clean up the glue, the more difficult it will get to clean up the glue.

8. Hopefully you didn’t mutilate the excess piece of panel you cut off to end the first row. That’s going to be the panel you use to start the next row. This helps make sure your hardwood floor looks nice by having all of the panels offset.

9. If you’re seeing any bubbles, hills, or slopes on the panels you’ve been laying, put a heavy, flat object on top of these sections to hold them down until the glue attaches them to the substrate.

10. Clean up again. Get all of that sawdust and glue out of there. A soft cloth with mineral spirits on it can be used to get glue you’ve missed that may be hardening. Clean the mineral spirits off quickly to avoid having them damage the floor. You should have a nice, new hardwood floor.

Hindsight Tips for Installing Hardwood Flooring:

– For best results, use plywood sheets to form your substrate.

– The thicker your substrate sheets are, the easier it is to compensate for leveling differences at the surface. But you should still try to get the surface as level as possible before laying your substrate sheets.

– If you have enough flat, heavy objects, place them on each new panel as you place the panel on the floor to help it get the best possible attachment to the substrate. Don’t use anything that can damage the surface of your panels. If you have nothing else, you can always lay on the panels. Be careful not to get glue on top of them though.

Rest Assured That You Made a Good Choice Installing Hardwood Flooring

When you have your hardwood floor glued down, you are ready to experience a great sense of accomplishment. If you did a really good job of installing your hardwood flooring using the glue down method, you will not experience nearly as much creaky floor syndrome as you would with other methods of installation.

And for your sake, I really hope you followed the instructions carefully and picking out high quality flooring. This is because replacing a glued down hardwood floor is no task for amateurs. That is unless you’ve got destructive pleasure tendencies. You’ll need some serious sledgehammer, crow bar, and circular saw work if you ever want to replace that glued down hardwood floor.

About the Author: Niv Orlian is an experienced Home Improvement Adviser who writes articles for his Flooring & Carpet Cleaning online guides. Visit myflooringhelper.com to learn more about Installing Hardwood Flooring

Source: isnare.com

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Maker Faire 2009 wraps up in San Mateo, California

Thursday, June 4, 2009

The fourth annual Maker Faire took place this past weekend at the San Mateo Fairground in San Mateo, California located in the United States. The first Maker Faire, which took place in 2006, had approximately 20,000 people in attendance. This year, more than 80,000 people were expected to attend; quadruple the attendance of just four years prior. On Saturday night, it was reported that attendance was up considerably over last year’s event.

Maker Faire, the self-declared “World’s Largest DIY Festival”, offers a forum where hundreds of makers and crafters alike man booths where they display their work. In the main halls alone, there were hundreds of booths. Outside the expo halls, the surrounding area was also filled with many interesting projects, some of which were mobile. In addition to all of the projects on display, there were a number of on-stage presentations. The biggest presentation of the weekend was given by Adam Savage who spoke on the topic of his “Colossal Failures”. During his talk, the Fiesta Hall was filled to capacity.

The theme for this year’s fair was “Remake: America” after President Obama‘s call to “begin again the work of remaking America”. In addition, “going green”, alternative fuel vehicles, crafting, steampunk and sciences for the young, were common themes found throughout the fair.

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Imperfect immune systems help avoid autoimmune disease

Thursday, September 15, 2005

The body’s immune system is less effective at quashing disease than it could be – but if it were better the immune system might do more harm than good, according to new research by Michael Deem and colleagues of Rice University in Houston.

The immune system has apparently evolved to be mildly inefficient so that it achieves a balance between quick response to disease and decreased probability of autoimmune disease, a condition in which the immune system attacks healthy tissue.

The authors drew their conclusions from a model of the dynamics of antibody evolution. Their simulations show that while there are mechanisms that would allow the immune system to develop antibodies that respond faster and more strongly against invading pathogens, those mechanisms would also create antibodies that are likely to attack the body’s own healthy cells. The model also bolsters controversial suggestions that chronic infections could lead the immune system awry, ultimately resulting in rheumatoid arthritis or other autoimmune ailments.

The study will be detailed in a forthcoming issue of the journal Physical Review Letters.

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Israel Journal: Is Yossi Vardi a good father to his entrepreneurial children?

Thursday, December 20, 2007

Wikinews reporter David Shankbone is currently, courtesy of the Israeli government and friends, visiting Israel. This is a first-hand account of his experiences and may — as a result — not fully comply with Wikinews’ neutrality policy. Please note this is a journalism experiment for Wikinews and put constructive criticism on the collaboration page.

This article mentions the Wikimedia Foundation, one of its projects, or people related to it. Wikinews is a project of the Wikimedia Foundation.

Dr. Yossi Vardi is known as Israel’s ‘Father of the Entrepreneur’, and he has many children in the form of technology companies he has helped to incubate in Tel Aviv‘s booming Internet sector. At the offices of Superna, one such company, he introduced a whirlwind of presentations from his baby incubators to a group of journalists. What stuck most in my head was when Vardi said, “What is important is not the technology, but the talent.” Perhaps because he repeated this after each young Internet entrepreneur showed us his or her latest creation under Vardi’s tutelage. I had a sense of déjà vu from this mantra. A casual reader of the newspapers during the Dot.com boom will remember a glut of stories that could be called “The Rise of the Failure”; people whose technology companies had collapsed were suddenly hot commodities to start up new companies. This seemingly paradoxical thinking was talked about as new back then; but even Thomas Edison—the Father of Invention—is oft-quoted for saying, “I have not failed. I have just found ten thousand ways that won’t work.”

Vardi’s focus on encouraging his brood of talent regardless of the practicalities stuck out to me because of a recent pair of “dueling studies” The New York Times has printed. These are the sort of studies that confuse parents on how to raise their kids. The first, by Carol Dweck at Stanford University, came to the conclusion that children who are not praised for their efforts, regardless of the outcome’s success, rarely attempt more challenging and complex pursuits. According to Dweck’s study, when a child knows that they will receive praise for being right instead of for tackling difficult problems, even if they fail, they will simply elect to take on easy tasks in which they are assured of finding the solution.

Only one month earlier the Times produced another story for parents to agonize over, this time based on a study from the Brookings Institution, entitled “Are Kids Getting Too Much Praise?” Unlike Dweck’s clinical study, Brookings drew conclusions from statistical data that could be influenced by a variety of factors (since there was no clinical control). The study found American kids are far more confident that they have done well than their Korean counterparts, even when the inverse is true. The Times adds in the words of a Harvard faculty psychologist who intoned, “Self-esteem is based on real accomplishments. It’s all about letting kids shine in a realistic way.” But this is not the first time the self-esteem generation’s proponents have been criticized.

Vardi clearly would find himself encouraged by Dweck’s study, though, based upon how often he seemed to ask us to keep our eyes on the people more than the products. That’s not to say he has not found his latest ICQ, though only time—and consumers—will tell.

For a Web 2.User like myself, I was most fascinated by Fixya, a site that, like Wikipedia, exists on the free work of people with knowledge. Fixya is a tech support site where people who are having problems with equipment ask a question and it is answered by registered “experts.” These experts are the equivalent of Wikipedia’s editors: they are self-ordained purveyors of solutions. But instead of solving a mystery of knowledge a reader has in their head, these experts solve a problem related to something you have bought and do not understand. From baby cribs to cellular phones, over 500,000 products are “supported” on Fixya’s website. The Fixya business model relies upon the good will of its experts to want to help other people through the ever-expanding world of consumer appliances. But it is different from Wikipedia in two important ways. First, Fixya is for-profit. The altruistic exchange of information is somewhat dampened by the knowledge that somebody, somewhere, is profiting from whatever you give. Second, with Wikipedia it is very easy for a person to type in a few sentences about a subject on an article about the Toshiba Satellite laptop, but to answer technical problems a person is experiencing seems like a different realm. But is it? “It’s a beautiful thing. People really want to help other people,” said the presenter, who marveled at the community that has already developed on Fixya. “Another difference from Wikipedia is that we have a premium content version of the site.” Their premium site is where they envision making their money. Customers with a problem will assign a dollar amount based upon how badly they need an answer to a question, and the expert-editors of Fixya will share in the payment for the resolved issue. Like Wikipedia, reputation is paramount to Fixya’s experts. Whereas Wikipedia editors are judged by how they are perceived in the Wiki community, the amount of barnstars they receive and by the value of their contributions, Fixya’s customers rate its experts based upon the usefulness of their advice. The site is currently working on offering extended warranties with some manufacturers, although it was not clear how that would work on a site that functioned on the work of any expert.

Another collaborative effort product presented to us was YouFig, which is software designed to allow a group of people to collaborate on work product. This is not a new idea, although may web-based products have generally fallen flat. The idea is that people who are working on a multi-media project can combine efforts to create a final product. They envision their initial market to be academia, but one could see the product stretching to fields such as law, where large litigation projects with high-level of collaboration on both document creation and media presentation; in business, where software aimed at product development has generally not lived up to its promises; and in the science and engineering fields, where multi-media collaboration is quickly becoming not only the norm, but a necessity.

For the popular consumer market, Superna, whose offices hosted our meeting, demonstrated their cost-saving vision for the Smart Home (SH). Current SH systems require a large, expensive server in order to coordinate all the electronic appliances in today’s air-conditioned, lit and entertainment-saturated house. Such coordinating servers can cost upwards of US$5,000, whereas Superna’s software can turn a US$1,000 hand-held tablet PC into household remote control.

There were a few start-ups where Vardi’s fatherly mentoring seemed more at play than long-term practical business modeling. In the hot market of WiFi products, WeFi is software that will allow groups of users, such as friends, share knowledge about the location of free Internet WiFi access, and also provide codes and keys for certain hot spots, with access provided only to the trusted users within a group. The mock-up that was shown to us had a Google Maps-esque city block that had green points to the known hot spots that are available either for free (such as those owned by good Samaritans who do not secure their WiFi access) or for pay, with access information provided for that location. I saw two long-term problems: first, WiMAX, which is able to provide Internet access to people for miles within its range. There is already discussion all over the Internet as to whether this technology will eventually make WiFi obsolete, negating the need to find “hot spots” for a group of friends. Taiwan is already testing an island-wide WiMAX project. The second problem is if good Samaritans are more easily located, instead of just happened-upon, how many will keep their WiFi access free? It has already become more difficult to find people willing to contribute to free Internet. Even in Tel Aviv, and elsewhere, I have come across several secure wireless users who named their network “Fuck Off” in an in-your-face message to freeloaders.

Another child of Vardi’s that the Brookings Institution might say was over-praised for self-esteem but lacking real accomplishment is AtlasCT, although reportedly Nokia offered to pay US$8.1 million for the software, which they turned down. It is again a map-based software that allows user-generated photographs to be uploaded to personalized street maps that they can share with friends, students, colleagues or whomever else wants to view a person’s slideshow from their vacation to Paris (“Dude, go to the icon over Boulevard Montmartre and you’ll see this girl I thought was hot outside the Hard Rock Cafe!”) Aside from the idea that many people probably have little interest in looking at the photo journey of someone they know (“You can see how I traced the steps of Jesus in the Galilee“), it is also easy to imagine Google coming out with its own freeware that would instantly trump this program. Although one can see an e-classroom in architecture employing such software to allow students to take a walking tour through Rome, its desirability may be limited.

Whether Vardi is a smart parent for his encouragement, or in fact propping up laggards, is something only time will tell him as he attempts to bring these products of his children to market. The look of awe that came across each company’s representative whenever he entered the room provided the answer to the question of Who’s your daddy?

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Strategy To Stop Foreclosure Loan Repayment Plan

Submitted by: Greg Handel

Foreclosure is something that many people in the current real estate market are facing for a variety of reasons. However, Foreclosure puts a serious mark on your credit that can prevent you from purchasing another house for an extended period of time in addition to creating larger more wide spread effects on your credit. You also lose your house and you may even be responsible for additional debt if your home’s market value is worth less than the amount of your mortgage.

Avoiding foreclosure is something that everyone is going to want to at least attempt and there are a number of ways that can be used to avoid foreclosure. The question becomes exactly what strategy or method to use in order to avoid foreclosure. There are a number of reasons why you may be facing foreclosure.

It is this reason that must first be examined in order to determine which of the strategies are going to be best for your particular situation. You may want to consider refinancing if that is still an option in order to get a better rate and lower monthly payments. There are options such as short sales are also available as well signing the property back to the bank.

There is also the option of a loan repayment plan, which is also sometimes called forbearance. This is one of the best possible ways to avoid foreclosure. A situation where forbearance would be the best option would be one where there was a temporary change in income and where payments could be made but not in the entire amount.

For example, in situations where income might be reduced due to reduced hours. Another situation could be if a single income was lost in a two-income home. There is still money to make payments but not in the full amount. Most lending institutions are going to be willing to consider forbearance in these situations because it is the best option for them as well as for you.

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The best thing to do is not to wait. Contact your bank as soon as possible. You will probably have to be behind in payments at least 2 months but less than 12 months in order to qualify for a loan repayment plan.

A loan repayment plan is usually worked out as an alternative payment plan to your existing mortgage designed to provide you with the options of maintaining your account in good standing and still make payments. There are several ways that a loan repayment plan can work. It usually depends on the particular lending institution that you are using.

The first thing to do is to check to make sure that you qualify. Talk to your lender ff you do qualify check to see if you qualify with HUD as well. They have programs, which can help bring your account current to make your loan repayment options even more affordable.

Your loan repayment plan amount will be determined by the rules that your lender has on this type of payment plan. There are some which require that you pay a certain percentage of each months payments, some that simply reduce the interest rates and some that do both. You will need to provide your lending institution with both your income information as well as the information on any debts and bills that you have.

This will assist your lender in coming up with a plan that works out for both you and them. There are some benefits and some disadvantages that are attached to these types of programs. While it is one of the best options for dealing with foreclosure, it may not be the best option for you.

There are a few things to consider when looking into loan repayment plans. The advantages of a repayment plan are if you qualify, you do not have to worry about negative impacts on your credit. You are still going to be making payments and that keeps your account in good standing.

Your payments are going to be more affordable for you for the time of the repayment plan this means that you can deal with what you need to in order to get back on your feet without having to worry about whether or not you are going to lose your home. The disadvantages are the fact that you may not be able to get that much of a reduction on your monthly payments. It depends on the lending institution that you used to obtain your loan.

It may only be a reduction of your interest rate or a removal of your interest rate, which means you, may only be reducing your payments by a small amount. While it may be enough for some, it may not be enough for others. Repayment plans are only good for a short period of time.

They are designed to provide you with a lighter payment schedule for a short period of time until you can regain the lost income. In other words, it is a temporary solution and is not designed for long-term use. This means that you could run into the end of your repayment plan and still need assistance.

Repayment plans can only be used for a specific period of time or they may only be a single use option during the life of your mortgage. This is another disadvantage of course it depends on the lender which one it is. Finally, not all lenders offer these types of assistance programs, which can make it difficult if you end up in need of assistance during the life of your mortgage.

Loan repayment plans can be a welcome relief in many situations when it comes to keeping your home out of foreclosure and putting your mind at ease. They do not however come without their disadvantages despite being one of the best options available to avoid a foreclosure. Any time you are faced with a serious financial situation and decision it is a good idea to research each of the available options to determine which one is the right one for you and your situation.

About the Author: Peter Baptiste is known as the Foreclosure Doctor Online. Feel free to visit his blog where he provides a wealth of information on a regular basis.

The Foreclosure Doctor Online

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